(800) 799-8313

Financing Your Machine Investment is Simple!

Financing your new embroidery machine through Melco is easy and painless.

Contact us today to get started and make your embroidery business dreams a reality.  

Take Your First Steps

Explore your financing options with Melco! We'll help answer your questions and get the application process started!

Are You a Customer Looking for Support? Click Here.

Not in the United States?

Click Here to Find a Distributor for Your Country

Why Finance Your Equipment?

Start seeting ROI right away

Zero or minimal upfront costs and low monthly payments enable you to start making money back on your equipment investment now!

Lower equipment cost

With Section 179 Tax Deductions, you can qualify to reduce the cost of your new machine and software package!

Fixed payments

Predictable, consistent payments help simplify your budget.


The application process is fast. Once you're approved, you're only a few days away from having your new machine delivered!

Include Options and Accessories

Finance your whole purchase. Consider this your chance to get that "instant upgrade" now, rather than later!

Flexible Options

Tune your financing to your unique case. We work with many different businesses and financial situations. We're ready to help you get started!

Hear From Satisfied Businesses

"We wanted to take the time to thank you and the staff at Melco for helping us get started. Without a solid financing plan we could have never realized our dream. Again thanks for everything!"

Rick and Adam Endicott

Bulldog Graphix LLC

"I wasn't sure I wanted to finance a machine, but I decided to take the leap and go for it. I am so happy I did. The process was easy, and I was approved. The staff at Melco helped me with everything and kept me informed; It all took less than a couple of hours. Thank you for such a fast, efficient, and pleasant experience. I will use them again for my next equipment needs."

Valerie Carroll

Val D' Vons

"Professional staff. Fast turnaround time. The staff at Melco was very helpful with explaining the terms and conditions of the loan. I will definitely consider financing through them again for other equipment financings if needed. Thank you so much!"

Armando Cacador

Ac Designz

How Do I Get Started?

Simple! Fill out the short form on this page, and a member of our team will help you put together your machine package. Once we have your machine package configured, the online application process is quick and easy.

How long does it take to get approved?

As little as a few business hours!  

Do I have to have time in business to qualify?

No! We have options for startups that use your personal credit but the contracts often don’t report on personal credit or affect your score. Most options for new businesses don’t even require that you have your business registered yet since this is often the first step to starting a new business.

Can you work with low credit scores?

Yes! There are terms and rates available for lower scores. 

What are the terms?

Up to 60 months.

Do I have to have a down payment?

No, often approvals do not require a down payment.

Do I have to provide financials or proof of income?

Most approvals are "app only" but occasionally the credit department may request a little more info.

Can I include accessories, shipping, tax, etc. in my finance?

Yes, you can.


Frequently Asked Questions

Still have questions?

Even if you're not quite ready to take this step, it's good to chat with us to explore your options. If you have credit concerns or any other questions, we're here to help!

© 2024 Melco International. All rights reserved.